CFYM Note: This is the second in a series of posts by Carol McDaid about mental health insurance parity and coverage rights under the Affordable Care Act (ACA). In the first post on Tuesday, Ms. McDaid advised us to learn about the law and be alert for upcoming changes. Remember, the health exchanges open for business on October 1.
Study your mental health care benefits and know your options
Whether you are purchasing insurance for the first time through one of the new health exchanges, interested in changing coverage during open enrollment, or simply frustrated with your mental health coverage, now is the time to become an informed, empowered, and vocal consumer. You need not wait for the MHPAEA final rule or the ACA’s effective date to understand how mental health parity laws can best serve your health needs. If you are engaged now, you are more likely to be prepared for any inequities or discrepancies you might encounter.