Recently CFYM sat down with DBSA Texas Grassroots Organization (“GO”) Chair Kimberly Allen to discuss the Affordable Care Act. Ms. Allen is a former insurance broker who has advised individuals living with a mental health condition and their families on matters pertaining to health insurance. In this informative interview, Ms. Allen shares tips on how to find the ACA policy that best fits your circumstances. Additionally, we’d like your feedback on High Deductible Insurance Plans.
Care for Your Mind: It’s been three years now since the implementation of the Affordable Care Act (ACA). What effect has it had on individuals living with a mental health condition and their families?
Kimberly Allen: People now have a lot more access to mental health services. For starters, no one can be denied insurance coverage based on preexisting conditions and plans cannot charge more based on medical history or current health care needs.