insurance tagged posts

To Market, to Market: The Health Insurance Marketplace and You

As of the date of this post, there are 75 days until open enrollment begins on the Health Insurance Marketplace.

With the implementation of the ACA, the Health Insurance Marketplace will be your destination for figuring out how to get the best health care coverage you can within your budget.

Under the Affordable Care Act (ACA), Americans are assured access to health coverage, whether through insurance provided by your (or your spouse’s) employer, a government-administered program, or an exchange (the marketplace).

A Personalized Shopping Cart

The Health Insurance Marketplace provides personalized information about your options for health coverage and provides the mechanism to enroll. You’ll learn whether you can reduce the costs of your monthly premiums from your current coverage through private insurance plans and if you can lower your out-of-pocket costs.

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What’s standing in the way of mental health recovery?

Paolo del Vecchio, M.S.W.
Director, Center for Mental Health Services
Substance Abuse and Mental Health Services Administration (SAMHSA)

Yesterday, Paolo del Vecchio told his personal recovery story and shared a set of elements that help define recovery. Today, he puts recovery into perspective with health reform.

Opportunities for Recovery under the ACAdelvecchio

To recover, individuals need access to quality, affordable health care and mental health services. The Affordable Care Act (ACA) expands mental health and substance use disorder benefits and parity protections to an estimated 62 million Americans and heralds a new era of hope for people with mental illnesses.

Beginning January 1, 2014, millions of uninsured Americans with mental health and substance use conditions will have access to health insurance coverage, many for the first time. In addition, thanks to the new health care law, beginning in 2014, insurers will no longer be able to deny anyone coverage because of a pre-existing mental health condition. Individuals will be able to sign up and enroll for insurance beginning in October of this year. People should go to www.healthcare.gov to find info on how to enroll.

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Locked Behind Door #1

JenniferInsurance-Related Challenges
In yesterday’s Expert Perspective, Ron Manderscheid outlined three common kinds of challenges to accessing mental health care: insurance-related, provider-related, and distance-related challenges. Over the next three days, we’ll hear personal stories from individuals who’ve experienced these roadblocks first-hand.

Today, we hear from Jennifer, who, like many of you, experienced insurance-related challenges first-hand.

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