ACA tagged posts

Congress Kicks Off Mental Health Month by Shifting Priorities for Health Care Access

Susan Weinstein, Co-Executive Director
Families for Depression Awareness

Republicans in the U.S. House of Representatives welcomed the first week of Mental Health Month by approving the American Health Care Act, the latest iteration of a bill to “repeal and replace” the Affordable Care Act (aka “Obamacare”).

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Repealing the ACA Could Cause a Mental Health Care Crisis

Jeffrey Harman, PhD
College of Medicine, Florida State University

Care For Your Mind acknowledges and appreciates the collaboration of the National Network of Depression Centers for developing this post.

Our nation’s healthcare system has made impressive progress in the last several years. As a direct result of the Affordable Care Act (ACA), we’ve reached a record low uninsured rate; the number of unpaid medical bills (or bad debt) has plummeted; and 20 million Americans now have insurance purchased through the ACA marketplace.

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What Is the Future of Obamacare?

Depression and Bipolar Support Alliance

With Republicans moving into the White House and controlling both houses of Congress, what can the American people expect to happen to “Obamacare” and what impact will that have for those of us living with a mood disorder and our families? If Obamacare collapses, will we have access to mental health care?

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Disparity, Not Parity, Describes Mental Health Status and Access in America Today

Paul Gionfriddo
President Mental Health America

That’s the bottom line message in a recent report, entitled Parity or Disparity: The State of Mental Health in America 2015, released by Mental Health America (MHA).

But the good news is that there are plenty of things we can do to change that – if we’re willing to change the way we approach mental illnesses in general.

MHA produced this report because we aren’t satisfied with the narrowness of the policy debate we have been having. It has been too much about public safety and post-crisis intervention, leading to a focus on inappropriate, back end, post-crisis care. These interventions occur long after mental health concerns—if identified and treated early—could be eliminated or mitigated, avoiding crises and tragedies.

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The Clock Is Ticking on the 7 Million Uninsured with Behavioral Health Conditions

Ron Manderscheid

Ron Manderscheid, PhD
Executive Director
National Association of County Behavioral Health & Developmental Disability Directors

Now is the time to help the 7 million uninsured Americans with behavioral health conditions understand their health coverage.

In a recent post, Hannah Sentenac discussed the challenges young adults face accessing mental healthcare. Because many Millennials are choosing job flexibility and self-employment over traditional employment, they are faced with the costly prospect of purchasing their own health insurance; and many have simply chosen to go without. Even for Millennials who have insurance (either employer-sponsored or self-purchased), high co-pays and hefty out-of-network charges have prevented many from obtaining mental health treatment, she states.

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Are Millennials Receiving Adequate Mental Health Coverage?

By: Hannah Sentenac

How hard is it to find the right health insurance, one that covers all of your medical and mental health needs and is affordable? It’s difficult for all of us, but more challenging for some. Now is the open enrollment period for many employer-sponsored health insurance plans, the ACA, and Medicare. Over the next several weeks CFYM will look at a variety of challenges facing different populations, beginning with today’s post on the generation of Millennials. .

Millennials are a lot of things: large in number, highly nontraditional, devotees of the almighty Google. A massive generation, we encompass everyone born between 1980 and 1999, which totals 80 Million+ Americans.

Unfortunately, we’re also a generation suffering from a lot of mental health woes.

Studies show Millennials tend to suffer from higher stress levels and mental health concerns than other generations. A 2013 study by the American Psychological Association and Harris Interactive found that more Millennials have been diagnosed with depression and anxiety than any other living generation, and that we’re more stressed than any other living generation.

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It’s About Mental Health, America

Paul Gionfriddo
President and CEO, Mental Health America

I became President and CEO of Mental Health America on May 1, honored by the opportunity to work with so many wonderful advocates on behalf of people with concern for mental health. At Mental Health America, our goal is:

  • prevention for all
  • early identification and intervention for those at risk
  • integrated health and behavioral health services for those who need them, and
  • recovery as a goal

Changing the treatment paradigm
For too long, policymakers and some advocates have been mired in what I call Stage 4 thinking. They have accepted the largely false premise that mental health concerns and violence are intertwined. They have accepted “imminent danger to self or others” as a standard for diagnosis and treatment of mental illnesses.

But as I have said repeatedly, mental illnesses are the only chronic conditions that we treat this way. They are the only chronic conditions where, as a matter of public policy, we wait until Stage 4 to treat, and then often only through incarceration.

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Final Parity Ruling and Obamacare

healthinsurance2Cause for celebration or just one victory in a long-term battle

On November 8, 2013 the Obama administration released the final rule providing guidance on how health insurance plans should implement mental health parity. In short, the rule states that mental health coverage must be equitable to how insurance plans cover other physical conditions. Restrictions accessing care and reimbursement for services can no longer be different for mental health in relation to other health care services. Additionally the ACA, more popularly known as Obamacare, requires that mental health coverage be included as an essential health benefit for plans available through the market exchange.  In short, as of January 1, 2014 private, marketplace exchange and Medicaid Expansion plans must offer mental health care and it must be with parity.

Much has been written about the ruling. Most of it positive. Bloomberg BNA states advocates are praising the rule. The National Council applauds the ruling saying it is “a huge victory for people living with mental health needs and for the nation as a whole.

CFYM has covered the topic in past blogs and has provided instructions on how to fight for your coverage rights by challenging an insurance claim denial. Carol McDaid of the Parity Implementation Coalition posted on September 19 that now is the time to become an informed, empowered, and vocal consumer. There is much work still to be done to ensure the civil rights and protection of people living with a mental health condition when it comes to access, however.

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